Find your lost super

There are billions of dollars in lost super in Australia, and some of it could be yours. The good news is that it’s pretty easy to find.

A super account is considered lost if your super fund can’t contact you or your account has been inactive for some time. This can happen if you move, change jobs, or change your name. When a super account becomes lost, super funds are required to send the money to the Australian Taxation Office (ATO).

But finding your lost super is not hard, and it’s easy to consolidate it with your other super.

Finding your lost super

Find your super

You can find your lost and other super by using the Consolidate tab in MembersOnline.

You’ll need to verify your identity and enter your TFN if you’ve not previously supplied it. Any lost super held by the ATO will be automatically combined into your account and a list of other super accounts you hold will be shown. You can then choose if you’d like to transfer these accounts to your VicSuper account.

Create a myGov account and link to the ATO to see details of your super accounts, including any you have lost track of.

You will need your:

• name
• date of birth
• tax file number (TFN)

Things you need to consider when transferring your superannuation

When you transfer your superannuation from another fund, your entitlements under that fund may cease. You need to consider all relevant information before you make a decision to transfer your superannuation.

Check the fees

Entry and exit fees cannot be charged. Before you transfer your lost super, you should check the implications on fees and tax, and any benefits (eg insurance) you may have.

Bring it all together 

Consolidating all of your super into one account is easy and means you will only need to pay one set of fees and keep track of one account.

Consolidate your super

Need some help?

If you have any questions about consolidating or need help understanding the implications of consolidating or rolling out of another fund, use our advice service to speak to a financial planner.