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Retiring? Take us with you!

If you’re ready to retire, then we’re ready to come with you. With a range of income stream options to choose from, chances are we have an account that works for you.



  • VicSuper Flexible Income

    Choose how much income you’ll take and how often (some limits apply) – even how your money is invested.

    A Flexible Income stream is all about choices.

    Download the PDS

  • VicSuper Flexible Income (with Transition to Retirement feature)

    A Flexible Income account with a twist. See how our Transition to Retirement feature can help you retire a little and work a little – all at the same time.

    Download the PDS
  • Guaranteed Income for Life

    Regular payments, at regular intervals – for life. A Guaranteed Income for Life account can help you navigate your retirement with greater certainty.

    Download the PDS

  • Guaranteed Fixed Term Income

    Experience the certainty of regular payments at regular intervals – for a fixed term of your choosing; one year, 40 years, or something in between.

    Download the PDS

Retirement, it’s the beginning of a whole new adventure

Great value

You don’t get a SuperRatings Platinum rating seven years in a row* unless you’re doing a lot right – and that includes keeping our fees competitive for our members. Find out what you'll pay.

Award winning service and advice

Solid long-term returns

You’ve worked hard to save for your retirement – those savings need to keep working to help you enjoy the type of retirement you want. That’s why our focus is on delivering solid, long-term returns for our members – returns that can help your money go the distance, even in volatile markets.

Do you know where your income is coming from today...

and where it will come from in retirement? Explore our resources and learn more.

It's never too late to get advice

Even a simple chat with one of our financial planners - over the phone, digitally or in person - can help you understand the options available to you:

  • What type of income stream will work for you
  • Eligibility for Centrelink benefits combining your savings with a pension
  • Minimising tax and maximising income

What to expect


No commissions, no hidden costs; just expert advice that makes sense

We know retirement planning can be complex, which is why we offer advice, over the phone, digitally and face-to-face. And we never pay commissions to our financial planners – which means more of your money goes towards your retirement.

Book in for a chat

Manage your income stream on the go

Check out how your retirement funds are looking anytime, anywhere, with the VicSuper Mobile App.

Haven’t got the mobile app yet? Download and log into the VicSuper mobile app for your chance to WIN an iPhone 12. T&Cs apply.

Come along to a seminar or webinar

We run regular face to face and online seminars on superannuation, investment and retirement. They’re all about providing you with helpful, general information so you can maximise the options available to you. They’re at no extra charge to members, and there’s no obligation.

Find a seminar

*The VicSuper FutureSaver product earned these awards when it was part of the Victorian Superannuation Fund. From 1 July 2020, the product is now offered as part of the VicSuper division in the First State Superannuation Scheme. As the product features have not changed, the awards still apply to the VicSuper FutureSaver product.
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