insured with VicSuper at 31 May 2019
- no bills, no hassles – premiums deducted directly from your VicSuper account
- automatic insurance cover for eligible members without the need for medical evidence
- access to competitive discounted bulk insurance rates negotiated by our group life insurer.
Already a VicSuper member? You may have automatic insurance cover with us – it depends what type of FutureSaver account you have (and that depends on how you joined). Select your joining method (below) to see if you might already have automatic cover…
I joined VicSuper through my employer
That most likely makes you an EmployeeSaver member (this is when you join us through a participating employer who’s paying super guarantee payments into your VicSuper account). You will have received some level of automatic cover when you joined, depending on your age.
Learn more about insurance cover for EmployeeSaver members in our Insurance Handbook (PDF 2.5mb)
I joined VicSuper myself
If you joined us directly by completing an application form or joining online, you’re most likely a PersonalSaver member. You don’t get automatic cover if you’re a PersonalSaver member, but you can still apply directly for our full suite of insurance options.
Learn more about Insurance cover for PersonalSaver members in our Insurance Handbook (PDF 2.5mb)
Saving for your future is important, but so is protecting your assets – and protecting your future lifestyle. With a range of cover options and competitive premiums, we’ve got your back when life throws you a curve ball.
Need to make a change to your existing cover or cancel your cover?
Not too much, and not too little, a VicSuper financial planner can help you assess your insurance needs. And in most cases, we offer this type of advice for our members at no extra cost.
Or, use our insurance needs calculator to help you determine what type and how much cover you might need.
We’d be perfectly happy if life never puts you in a position where you have to claim on your insurance – but if you ever have to deal with the unexpected, it can be reassuring to know you have some financial protection. We’ll even guide you through the claims process to help you get a swift response from the insurer.
Insurance in Superannuation Voluntary Code of Practice
VicSuper has adopted the Insurance in Superannuation Voluntary Code of Practice which helps members better understand their insurance cover within super. VicSuper already complies with many of the standards in the Code and has developed a transition plan which outlines how we'll become fully compliant.
Insurance Voluntary Code of Practice (PDF 40.5kb)