Protecting what matters most
More than 172,000 members
insured with VicSuper at 31 May 2019
Insurance through your super? It just makes sense…
- no bills, no hassles – premiums deducted directly from your VicSuper account
- automatic insurance cover for eligible members without the need for medical evidence
- plus, the competitive cost of cover means that, in many cases, it’s a more cost effective way to insure than holding individual insurance policies.
Do you already have automatic insurance cover with VicSuper?
Already a VicSuper member? You may have automatic insurance cover with us – it depends what type of FutureSaver account you have (and that depends on how you joined). Select your joining method (below) to see if you might already have automatic cover…
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I joined VicSuper through my employer
That most likely makes you an EmployeeSaver member (this is when you join us through a participating employer who’s paying super guarantee payments into your VicSuper account). You will have received some level of automatic cover when you joined, depending on your age.
Learn more about insurance cover for EmployeeSaver members PDF
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I joined VicSuper myself
If you joined us directly by completing an application form or joining online, you’re most likely a PersonalSaver member. You don’t get automatic cover if you’re a PersonalSaver member, but you can still apply directly for our full suite of insurance options.
Learn more about insurance cover for PersonalSaver member (PDF)
Insurance that’s designed to suit your life
Saving for your future is important, but so is protecting your assets – and protecting your future lifestyle. With a range of cover options and competitive premiums, we’ve got your back when life throws you a curve ball.
Death and TPD cover
Provides you and your family with financial security if you die or become permanently disabled.
Death only cover
Provides your family or other dependents with some financial security if you die.
Income protection cover
Provides a replacement income if you are affected by an injury or illness that impacts your earnings.
Changing or cancelling your cover
Need to make a change to your existing cover or cancel your cover?
Helping you work out your insurance needs
Not too much, and not too little, a VicSuper financial planner can help you assess your insurance needs. And in most cases, we offer this type of advice for our members at no extra cost.
Or, use our insurance needs calculator to help you determine what type and how much cover you might need.
Making a claim
We’d be perfectly happy if life never puts you in a position where you have to claim on your insurance – but if you ever have to deal with the unexpected, it can be reassuring to know you have some financial protection. We’ll even guide you through the claims process to help you get a swift response from the insurer.
Important forms and documents