Here's how we're helping Victorians get more

We're a fund designed to put you and your super first.

Profit-to-member fund

All profits go back into making sure our members can get the most out of their super.

Competitive fees

Our fee structure aims to be competitive within the industry.

Investing responsibly

We believe competitive returns and responsible investment can go hand in hand.

Competitive returns

Our investment strategy aims to provide competitive returns in different market environments.

Get more of the future you want

Award winning advice service. A system of super support.


Our super support system helps you get more

We have the right tools and advice to help guide you on your super journey.

 

test


Guiding our members towards a better future

At 25 Tamara waved goodbye to study and part-time work and started her first full-time job as a primary teacher.

By using VicSuper’s services and taking action, she can significantly increase her income from her super account balance.


Tamara's super balance:


See how we helped Tamara at each stage of her life:
  • 25-34 Joins VicSuper
    1. Receives a Welcome Pack and registers for Members Online
    2. Starts salary sacrificing $50 gross a fortnight
    3. Speaks to our Member Centre about consolidating her other super accounts and does this online
  • 35-44 Takes a 3 year parental leave then returns part-time
    1. Stops salary sacrificing while on parental leave
    2. Returns to work part-time at 38 years of age on half pay - no spouse contributions as she is ineligible due to level of assessable income
    3. Attends a VicSuper workshop and reads VicSuper booklet showing different types of contributions, then restarts salary sacrifice contributions from approx $78 gross per fortnight
  • 45-54 Returns to full time work
    1. Back to full time work at 45 and Salary Sacrifice contributions increase as per indexation
    2. Uses Beeline to understand how paying down their mortgage vs saving for retirement
  • 55-67 Starts focusing on retirement plans
    1. Speaks to a Financial Planner to talk about her retirement plans now that she’s paid off her mortgage and other debts
    2. Increases salary sacrifice contributions to concessional cap 

Award winning service and advice offerings

We’re one of Australia’s top profit-to-member super funds, and one of the “best value funds in Australia*".
The independent ratings agencies seem to agree.

Award winning service and advice

Our members rate their experience with a VicSuper Financial Planner 9.3/10**

But don’t take our word for it.
Check out what our members say at Product Review.

Next steps for members

We’re always looking to get more for our members

Money magazine's Best of the Best Award 2022 for Innovation and Investment Leader. The Award recognises the major role Aware Super plays in the superannuation industry and that we're one of Austr­alia's most consistent funds for high risk-adjusted returns. It also reflects our recent innovations including the new lifecycle default product, our investment in affordable housing and our commitment to responsible ownership.

Chant West © Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), AR of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872/AFS Rep No. 1280401, 2022. Chant West ratings (assigned December 2021) are limited to General Advice only.

Individuals should seek their own independent financial advice, read the PDS or offer document and consider the appropriateness of any financial product in light of their own circumstances and needs before making any investment decision. The advice has been prepared without considering the objectives, financial situation or needs of any individual, including target markets of financial products, where applicable, and subject to change at any time without prior notice. It is not a specific recommendation to purchase, sell or hold the relevant product(s).

Past performance is not an indication of future performance. Chant West does not make any representation or give any guarantee or assurance as to the performance or success of any financial product based on the ratings www.chantwest.com.au for full information on Chant West’s research methodology, processes, ratings definitions and FSG.

*Canstar Outstanding Value Award – Superannuation – 2022 was awarded in March 2022 and the 5-Star Rating for Outstanding Value Superannuation was awarded in March 2020 and April 2021 for VicSuper FutureSaver. The 5-Star Rating for Outstanding Value Superannuation was awarded to The VicSuper FutureSaver product when it was part of the Victorian Superannuation Fund. From 1 July 2020, the product is offered as part of the VicSuper division in Aware Super. As the product features have not materially changed, the awards still apply to the VicSuper FutureSaver product.

SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings), a third party company, has issued the Platinum rating to Aware Super.
This rating is SuperRatings' highest rating; for details on their ratings, criteria and methodologies see superratings.com.au.

Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Aware Super has received SuperRatings' Infinity recognition as an Australian superannuation fund leading the industry in sustainable behaviour, as well as having a genuine commitment to responsible investment principles.

Past performance information is not indicative of future performance. © 2022 SuperRatings. All rights reserved.

Ratings are just one factor to consider when deciding on a product. For more information about our awards and ratings go to vicsuper.com.au/awards 

Prepared and issued by Aware Super Pty Ltd ABN 11 118 202 672, AFSL 293340, as trustee of Aware Super ABN 53 226 460 365.

From 1 July 2020, this product is issued as part of the VicSuper section of Aware Super ABN 53 226 460 365. Prior to this date this product was issued by VicSuper Pty Ltd ABN 69 087 619 412 as trustee of Victorian Superannuation Fund ABN 85 977 964 496.

Financial planning advice is provided by Aware Financial Services Australia Limited ABN 86 003 742 756 AFSL No. 238430, our financial planning business, which is wholly owned by us.