Get More Super | More Of The Future You Want | VicSuper

Here's how we're helping Victorians get more

We're a fund designed to put you and your super first.

Profit-to-member fund

All profits go back into making sure our members can get the most out of their super.

Competitive fees

Our fee structure provides some of the best value in the industry and our merger with First State Super may create further value for members.

Investing responsibly

We believe competitive returns and responsible investment can go hand in hand.

Competitive returns

Our investment strategy aims to provide competitive returns in different market environments.

Get more of the future you want

Award winning advice service. A system of super support.

Our super support system helps you get more

We have the right tools and advice to help guide you on your super journey.

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Guiding our members towards a better future

At 25 Tamara waved goodbye to study and part-time work and started her first full-time job as a primary teacher.

By using VicSuper’s services and taking action, she can significantly increase her income from her super account balance.

Tamara's super balance:

View disclosure and assumptions

See how we helped Tamara at each stage of her life:

25-34 Joins VicSuper
1. Receives a Welcome Pack and registers for Members Online
2. Starts salary sacrificing $50 gross a fortnight
3. Speaks to our Member Centre about consolidating her other super accounts and does this online
35-44 Takes a 3 year parental leave then returns part-time
1. Stops salary sacrificing while on parental leave
2. Returns to work part-time at 38 years of age on half pay - no spouse contributions as she is ineligible due to level of assessable income
3. Attends a VicSuper workshop and reads VicSuper booklet showing different types of contributions, then restarts salary sacrifice contributions from approx $78 gross per fortnight
45-54 Returns to full time work
1. Back to full time work at 45 and Salary Sacrifice contributions increase as per indexation
2. Uses Beeline to understand how paying down their mortgage vs saving for retirement
55-67 Starts focusing on retirement plans
1. Speaks to a Financial Planner to talk about her retirement plans now that she’s paid off her mortgage and other debts
2. Increases salary sacrifice contributions to concessional cap

Award winning service and advice offerings

We’re one of Australia’s top profit-to-member super funds, and one of the “best value funds in Australia*".
The independent ratings agencies seem to agree.

Our members rate their experience with a VicSuper Financial Planner 9.3/10**

But don’t take our word for it.
Check out what our members say at Product Review.

Next steps for members

We’re always looking to get more for our members

Bring your super together

Add more to your super

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_{* SuperRatings is an independent superannuation ratings and research company. Platinum is SuperRating’s highest rating. For details on their ratings, criteria and methodologies see superratings.com.au. VicSuper has been awarded the SuperRatings Platinum rating – their highest rating – 7 years in a row (2012-2019). Best Member Services 2019, 2018 and 2017 – Conexus Financial, Best Member Services 2018 – Chant West, Best Advice Offering 2018, Conexus Financial. SuperRatings and Chant West are independent ratings organisations. For details on their ratings, criteria and methodologies see superratings.com.au and chantwest.com.au. Conexus Financial is a specialist, independently owned Australian publishing and events company. Their products span the institutional and retail financial services sectors in Australia and around the world. The Conexus Financial Superannuation Awards are determined using proprietary methodologies. Awards are solely statements of opinion and do not represent recommendations to purchase, hold, or sell any securities or make any other investment decisions. Ratings are subject to change.

**As measured through VicSuper’s Financial Planning Survey, Oct-Dec 2019.}