• Standard Risk Measure

    BalancedSRI Certified

    Description
    The Socially Conscious investment option incorporates a wide range of social and environmental objectives. These objectives are achieved by applying exclusionary screens when selecting companies for investment. These exclusionary screens only apply to the equities and fixed interest components of the investment option.

    We may introduce additional screenings in the future. Investments across the other asset classes apply an ESG integration approach, with the exception of Cash, which is not subject to ESG integration.
     
    Get more information and detail on the environmental and social objectives, underlying investment methodology, and features of VicSuper’s Socially Conscious investment option.
     
    This option has a 61%1 allocation to growth assets. The risk of fluctuating returns is medium.

    Types of investors this is suitable for and minimum suggested investment timeframe Investors who have a medium tolerance for risk and/or have a 5-years plus investment timeframe.
    Asset classes (strategic allocation)1
    Equities 42%
    Alternatives2 13%
    Real assets2 17%
    Fixed interest 20%
    Cash 8%

    View the breakdown of asset classes

    Target ranges1
    Equities 27 - 57%
    Alternatives2 0 - 28%
    Real assets2 2 - 32%
    Fixed interest 5 - 35%
    Cash 0 - 23%
    Investment return objective3

    VicSuper FutureSaver and VicSuper Flexible Income with the Transition to Retirement feature

    To earn an investment return of 3.25% per annum (after tax and investment expenses) above the rate of inflation over rolling 10-year periods.


    VicSuper Flexible Income without the Transition to Retirement feature

    To earn an investment return of 3.90% per annum (after investment expenses) above the rate of inflation over rolling 10-year periods.

    Standard Risk Measure4

    Risk band: 4

    Risk label: Medium

    Estimated number of negative annual returns over any 20-year period: 2 to less than 3.

    1These numbers have been rounded.

    2 Real assets and alternatives are classified as part growth and part defensive.

    3 The investment objective is based on advice from Frontier Advisors Pty Ltd and is subject to review. Frontier Advisors Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.

    4Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. VicSuper assesses the Standard Risk Measure for each of its investment options based on the option’s strategic asset allocation. Members should not rely exclusively on the Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s. Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s.

    * The Certification Symbol signifies that a product or service offers an investment style that takes into account certain environmental, social, governance or ethical considerations. The Symbol also signifies that the VicSuper Socially Conscious investment option adheres to the strict operational and disclosure practices required under the Responsible Investment Certification Program for the category of Superfund Option. The Certification Symbol is a Registered Trade Mark of the Responsible Investment Association Australasia (RIAA). Detailed information about RIAA, the Symbol and Socially Conscious investment option's methodology and performance can be found at www.responsiblereturns.com.au, together with details about other responsible investment products certified by RIAA.

    1. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.

    Standard Risk Measure

    BalancedSRI Certified

    Description
    The Socially Conscious investment option incorporates a wide range of social and environmental objectives. These objectives are achieved by applying exclusionary screens when selecting companies for investment. These exclusionary screens only apply to the equities and fixed interest components of the investment option.

    We may introduce additional screenings in the future. Investments across the other asset classes apply an ESG integration approach, with the exception of Cash, which is not subject to ESG integration.
     
    Get more information and detail on the environmental and social objectives, underlying investment methodology, and features of VicSuper’s Socially Conscious investment option.
     
    This option has a 61%1 allocation to growth assets. The risk of fluctuating returns is medium.

    Types of investors this is suitable for and minimum suggested investment timeframe Investors who have a medium tolerance for risk and/or have a 5-years plus investment timeframe.
    Asset classes (strategic allocation)1
    Equities 42%
    Alternatives2 13%
    Real assets2 17%
    Fixed interest 20%
    Cash 8%

    View the breakdown of asset classes

    Target ranges1
    Equities 27 - 57%
    Alternatives2 0 - 28%
    Real assets2 2 - 32%
    Fixed interest 5 - 35%
    Cash 0 - 23%
    Investment return objective3

    VicSuper FutureSaver and VicSuper Flexible Income with the Transition to Retirement feature

    To earn an investment return of 3.25% per annum (after tax and investment expenses) above the rate of inflation over rolling 10-year periods.


    VicSuper Flexible Income without the Transition to Retirement feature

    To earn an investment return of 3.90% per annum (after investment expenses) above the rate of inflation over rolling 10-year periods.

    Standard Risk Measure4

    Risk band: 4

    Risk label: Medium

    Estimated number of negative annual returns over any 20-year period: 2 to less than 3.

    1These numbers have been rounded.

    2 Real assets and alternatives are classified as part growth and part defensive.

    3 The investment objective is based on advice from Frontier Advisors Pty Ltd and is subject to review. Frontier Advisors Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.

    4Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. VicSuper assesses the Standard Risk Measure for each of its investment options based on the option’s strategic asset allocation. Members should not rely exclusively on the Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s. Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s.

    * The Certification Symbol signifies that a product or service offers an investment style that takes into account certain environmental, social, governance or ethical considerations. The Symbol also signifies that the VicSuper Socially Conscious investment option adheres to the strict operational and disclosure practices required under the Responsible Investment Certification Program for the category of Superfund Option. The Certification Symbol is a Registered Trade Mark of the Responsible Investment Association Australasia (RIAA). Detailed information about RIAA, the Symbol and Socially Conscious investment option's methodology and performance can be found at www.responsiblereturns.com.au, together with details about other responsible investment products certified by RIAA.

    1. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.
  • Find out more about socially conscious investing
    Find out more about socially conscious investing

    Find out more about the environmental and social objectives, underlying investment methodology, and features of VicSuper’s Socially Conscious investment option.
    Find out more about the environmental and social objectives, underlying investment methodology, and features of VicSuper’s Socially Conscious investment option.