• Standard Risk Measure

    BalancedSRI Certified

    Description
    The Socially Conscious investment option incorporates a wide range of social and environmental objectives. The objectives apply only to the Australian and international equities and Australian fixed income components of the investment option.

    The objectives apply only to the Australian and international equities and Australian fixed interest components of the investment option. A similar exclusionary screen is currently being investigated for International fixed interest and may be implemented in the future. Investments across the other asset classes apply an ESG integration approach, with the exception of Cash, which is not subject to ESG integration.
     
    Get more information and detail on these objectives.
     
    This option has a 62.1% allocation to growth assets. The risk of fluctuating returns is medium.

    Investors who have a medium tolerance for risk and/or have a 5 year plus investment timeframe.
    Types of investors this is suitable for and minimum suggested investment timeframe Investors who have a medium tolerance for risk and/or have a 5 year plus investment timeframe.
    Asset classes (strategic allocation)
    Equities 42%
    Alternatives* 14%
    Real assets* 16%
    Fixed interest 20%
    Cash 8%

    View the breakdown of asset classes

    Dynamic asset allocation ranges
    Equities 27% - 57%
    Alternatives* 0% - 29%
    Real assets* 1% - 31%
    Fixed interest 5% - 35%
    Cash 0% - 23%
    Investment return objective

    VicSuper FutureSaver and VicSuper Flexible Income with the Transition to Retirement feature

    To earn an investment return of 3.25% per annum (after tax and investment expenses) above the rate of inflation over rolling 10-year periods.


    VicSuper Flexible Income without the Transition to Retirement feature

    To earn an investment return of 4.15% above the rate of inflation (after investment expenses) over rolling 10-year periods.

    Standard Risk Measure

    Risk Band: 4

    Risk label: Medium

    Estimated number of negative annual returns over any 20-year period: 2 to less than 3 years.

    * Real assets and alternatives are classified as part growth and part defensive.

    The investment objective is based on advice from Frontier Advisors Pty Ltd and is subject to review. Frontier Advisors Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.

    * The Certification Symbol signifies that a product or service offers an investment style that takes into account certain environmental, social, governance or ethical considerations. The Symbol also signifies that the VicSuper Socially Conscious option adheres to the strict operational and disclosure practices required under the Responsible Investment Certification Program for the category of Superfund Option. The Certification Symbol is a Registered Trade Mark of the Responsible Investment Association Australasia (RIAA). Detailed information about RIAA, the Symbol and Socially Conscious methodology and performance can be found at www.responsiblereturns.com.au, together with details about other responsible investment products certified by RIAA.

    1. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.

    Standard Risk Measure

    BalancedSRI Certified

    Description
    The Socially Conscious investment option incorporates a wide range of social and environmental objectives. The objectives apply only to the Australian and international equities and Australian fixed income components of the investment option.

    The objectives apply only to the Australian and international equities and Australian fixed interest components of the investment option. A similar exclusionary screen is currently being investigated for International fixed interest and may be implemented in the future. Investments across the other asset classes apply an ESG integration approach, with the exception of Cash, which is not subject to ESG integration.
     
    Get more information and detail on these objectives.
     
    This option has a 62.1% allocation to growth assets. The risk of fluctuating returns is medium.

    Investors who have a medium tolerance for risk and/or have a 5 year plus investment timeframe.
    Types of investors this is suitable for and minimum suggested investment timeframe Investors who have a medium tolerance for risk and/or have a 5 year plus investment timeframe.
    Asset classes (strategic allocation)
    Equities 42%
    Alternatives* 14%
    Real assets* 16%
    Fixed interest 20%
    Cash 8%

    View the breakdown of asset classes

    Dynamic asset allocation ranges
    Equities 27% - 57%
    Alternatives* 0% - 29%
    Real assets* 1% - 31%
    Fixed interest 5% - 35%
    Cash 0% - 23%
    Investment return objective

    VicSuper FutureSaver and VicSuper Flexible Income with the Transition to Retirement feature

    To earn an investment return of 3.25% per annum (after tax and investment expenses) above the rate of inflation over rolling 10-year periods.


    VicSuper Flexible Income without the Transition to Retirement feature

    To earn an investment return of 4.15% above the rate of inflation (after investment expenses) over rolling 10-year periods.

    Standard Risk Measure

    Risk Band: 4

    Risk label: Medium

    Estimated number of negative annual returns over any 20-year period: 2 to less than 3 years.

    * Real assets and alternatives are classified as part growth and part defensive.

    The investment objective is based on advice from Frontier Advisors Pty Ltd and is subject to review. Frontier Advisors Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.

    * The Certification Symbol signifies that a product or service offers an investment style that takes into account certain environmental, social, governance or ethical considerations. The Symbol also signifies that the VicSuper Socially Conscious option adheres to the strict operational and disclosure practices required under the Responsible Investment Certification Program for the category of Superfund Option. The Certification Symbol is a Registered Trade Mark of the Responsible Investment Association Australasia (RIAA). Detailed information about RIAA, the Symbol and Socially Conscious methodology and performance can be found at www.responsiblereturns.com.au, together with details about other responsible investment products certified by RIAA.

    1. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.
  • Find out more about socially conscious investing
    Find out more about socially conscious investing

    Find out more about the environmental and social objectives, underlying investment methodology, and features of VicSuper’s Socially Conscious investment option.
    Find out more about the environmental and social objectives, underlying investment methodology, and features of VicSuper’s Socially Conscious investment option.