Standard Risk Measure

Cash

Description This option has no allocation to growth assets, with a very low risk of fluctuating returns.
Types of investors this is suitable for and minimum suggested investment timeframe Investors who have a very low tolerance for risk.
Asset classes (strategic allocation)
Cash 100%
View the breakdown of asset classes
Investment return objective1

VicSuper FutureSaver and VicSuper Flexible Income with the Transition to Retirement Feature

To earn an investment return (after tax and investment expenses) that matches or exceeds the Bloomberg AusBond Bank Bill Index (after tax).


VicSuper Flexible Income without the Transition to Retirement Feature

To earn an investment return (after investment expenses) that matches or exceeds the Bloomberg AusBond Bank Bill Index.

Standard Risk Measure2

Risk band: 1

Risk label: Very low

Estimated number of negative annual returns over any 20-year period: Less than 0.5

1The investment objective is based on advice from Frontier Advisors Pty Ltd and is subject to review. Frontier Advisors Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.

2Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. VicSuper assesses the Standard Risk Measure for each of its investment options based on the option’s strategic asset allocation. Members should not rely exclusively on the Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s.

Standard Risk Measure

Cash

Description This option has no allocation to growth assets, with a very low risk of fluctuating returns.
Types of investors this is suitable for and minimum suggested investment timeframe Investors who have a very low tolerance for risk.
Asset classes (strategic allocation)
Cash 100%
View the breakdown of asset classes
Investment return objective1

VicSuper FutureSaver and VicSuper Flexible Income with the Transition to Retirement Feature

To earn an investment return (after tax and investment expenses) that matches or exceeds the Bloomberg AusBond Bank Bill Index (after tax).


VicSuper Flexible Income without the Transition to Retirement Feature

To earn an investment return (after investment expenses) that matches or exceeds the Bloomberg AusBond Bank Bill Index.

Standard Risk Measure2

Risk band: 1

Risk label: Very low

Estimated number of negative annual returns over any 20-year period: Less than 0.5

1The investment objective is based on advice from Frontier Advisors Pty Ltd and is subject to review. Frontier Advisors Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.

2Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. VicSuper assesses the Standard Risk Measure for each of its investment options based on the option’s strategic asset allocation. Members should not rely exclusively on the Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s.