Standard Risk Measure

Balanced

Description This option has a 61%1 allocation to growth assets. The risk of fluctuating returns is medium.
Types of investors this is suitable for and minimum suggested investment timeframe Investors who have a medium tolerance for risk and/or have a 5-years plus investment timeframe.
Asset classes (strategic allocation)1
Equities 42%
Alternatives2 13%
Real assets2 17%
Fixed interest 20%
Cash 8%

View the breakdown of asset classes

Target ranges1
Equities 27 - 57%
Alternatives2 0 - 28%
Real assets2 2 - 32%
Fixed interest 5 - 35%
Cash 0 - 23%
Investment return objective3

VicSuper FutureSaver and VicSuper Flexible Income account with the Transition to Retirement feature

To earn an investment return of 3.25% per annum (after tax and investment expenses) above the rate of inflation over rolling 10-year periods.


VicSuper Flexible Income without the Transition to Retirement feature

To earn an investment return of 3.90% (after investment expenses) above the rate of inflation over rolling 10-year periods.

Standard Risk Measure4

Risk band: 4

Risk label: Medium

Estimated number of negative annual returns over any 20-year period: 2 to less than 3.

1This number has been rounded.

2Real assets and alternatives are classified as part growth and part defensive.

3The investment objective is based on advice from Frontier Advisors Pty Ltd and is subject to review. Frontier Advisors Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.

4Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. VicSuper assesses the Standard Risk Measure for each of its investment options based on the option’s strategic asset allocation. Members should not rely exclusively on the Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s.

Standard Risk Measure

Balanced

Description This option has a 61%1 allocation to growth assets. The risk of fluctuating returns is medium.
Types of investors this is suitable for and minimum suggested investment timeframe Investors who have a medium tolerance for risk and/or have a 5-years plus investment timeframe.
Asset classes (strategic allocation)1
Equities 42%
Alternatives2 13%
Real assets2 17%
Fixed interest 20%
Cash 8%

View the breakdown of asset classes

Target ranges1
Equities 27 - 57%
Alternatives2 0 - 28%
Real assets2 2 - 32%
Fixed interest 5 - 35%
Cash 0 - 23%
Investment return objective3

VicSuper FutureSaver and VicSuper Flexible Income account with the Transition to Retirement feature

To earn an investment return of 3.25% per annum (after tax and investment expenses) above the rate of inflation over rolling 10-year periods.


VicSuper Flexible Income without the Transition to Retirement feature

To earn an investment return of 3.90% (after investment expenses) above the rate of inflation over rolling 10-year periods.

Standard Risk Measure4

Risk band: 4

Risk label: Medium

Estimated number of negative annual returns over any 20-year period: 2 to less than 3.

1This number has been rounded.

2Real assets and alternatives are classified as part growth and part defensive.

3The investment objective is based on advice from Frontier Advisors Pty Ltd and is subject to review. Frontier Advisors Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.

4Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. VicSuper assesses the Standard Risk Measure for each of its investment options based on the option’s strategic asset allocation. Members should not rely exclusively on the Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s.