| Capital Stable |
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|---|---|---|---|---|
| Summary | Invests in a range of defensive and growth assets
but mostly fixed income and cash, with a small
allocation to shares and other assets. |
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| Investment objective1 | FutureSaver & Flexible Income with the TTR* Feature CPI + 2.00% pa over rolling 10-year periods after taking into account fees, costs and tax. |
Flexible Income CPI + 2.50% pa over rolling 10-year periods after taking into account fees, costs and tax. |
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| Growth/defensive allocation2 | Growth assets - Target: 38% Range: 18% - 58% Defensive assets - Target: 62% Range: 42% - 82% |
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Strategic asset allocation2 Australian equities International equities Private equity Infrastructure & real assets Property Liquid alternatives (Growth) Liquid alternatives (Defensive) Credit income Fixed income Cash Currency exposure3 |
Target 9% 14% 3% 8% 8% 0% 0% 7% 20% 31% 9% |
Range 0% - 19% 4% - 24% 0% - 23% 0% - 28% 0% - 28% 0% - 10% 0% - 20% 0% - 27% 0% - 40% 1% - 75% 0% - 24% |
Target 9.5% 12.5% 3% 8% 8% 0% 2% 7% 20% 30% 8% |
Range 0% - 20% 0% - 23% 0% - 23% 0% - 28% 0% - 28% 0% - 10% 0% - 22% 0% - 27% 0% - 40% 1% - 75% 0% - 23% |
| Minimum suggested investment timeframe | Medium term (4 years) |
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| Standard Risk Measure4 | 3 - Low to medium |
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| Estimated number of negative annual returns over any 20-year period4 | 1 to less than 2 |
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| Who might invest in this option? | This option may suit investors seeking modest capital growth over the medium term who are willing to accept a moderate level of risk. However, remember that in return for relatively
few years of negative returns you may be
sacrificing the potential for higher long-term
returns. |
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* Transition to Retirement
1. The investment objectives do not constitute a forecast or guarantee of future performance or the future rates of return of the investment option.
2. We may vary the asset allocation for an investment option from time to time. Each of the asset classes may include small cash balances for portfolio management purposes. View the latest asset allocations.
3. These currency exposure targets and ranges refer to the proportion of assets that are subject to foreign exchange rate movements. The actual currency exposure in place at a point in time depends on market conditions and the liquidity needs of the investment option. In addition, the Trustee may change the currency exposure targets or ranges from time to time.
4. For more information on the methodology used to determine risk measures and the estimated number of annual negative returns, refer to Standard Risk Measures in the How we invest your money Member Guide (for FutureSaver) or the Flexible Income PDS (for Flexible Income).
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