Capital Secure Option
Types of investors this is suitable for and minimum suggested investment timeframe:
- Investors who have a low tolerance for risk and/or have a 1 year plus investment timeframe.
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Asset classes (strategic allocation)1 |
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Target ranges1 |
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Investment return objective3 |
VicSuper FutureSaver and VicSuper Flexible Income with the Transition to Retirement feature To earn an investment return of 1.25% per annum (after tax and investment expenses) above the rate of inflation over rolling 10-year periods.
VicSuper Flexible Income without the Transition to Retirement feature To earn an investment return of 1.80% per annum (after investment expenses) above the rate of inflation, over rolling 10-year periods. |
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Standard Risk Measure3 |
Risk band: 2 Risk label: Low Estimated number of negative annual returns over any 20-year period: 0.5 to less than 1. |
1This number has been rounded.
2Real assets and alternatives are classified as part growth and part defensive.
3We will review and may change the investment objective of an investment option from time to time. Objectives and benchmarks are tools to monitor performance. They are not a forecast of future returns or a prediction of the earnings on your investment.
4The Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. We assess the Standard Risk Measure for each of the investment options based on the option’s strategic asset allocation. Members should not rely exclusively on the Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s.
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