Join now

MembersOnline

Manage your super account anytime.

Log in to MembersOnline

First time accessing MembersOnline?

Register for online access
Find my member number

EmployersOnline

You can login to your VicSuper EmployersOnline account anytime.

Log in to EmployersOnline

Not yet registered for EmployersOnline?

Register now

Balanced
Summary Invests in a diversified portfolio of income and growth assets with a slight bias towards growth assets.
Investment objective1 FutureSaver & Flexible Income with the TTR* Feature
CPI + 3.00% pa over rolling 10-year periods after taking into account fees, costs and tax.
Flexible Income
CPI + 3.50% pa over rolling 10-year periods after taking into account fees, costs and tax.
Growth/income allocation2 Growth assets Target: 57% Range: 37% -77%
Income assets Target: 43% Range: 23% - 63%
Strategic asset allocation2
Australian equities
International equities
Private equity
Infrastructure & real assets
Property
Liquid alternatives (Growth)
Liquid alternatives (Defensive)
Credit income
Fixed income
Cash

Currency exposure3
Target
14%
22%
5%
8%
8%
0%
4%
10%
17%
12%

16%
Range
4% - 24%
12% - 32%
0% - 25%
0% - 28%
0% - 28%
0% - 0%
0% - 24%
0% - 30%
0% - 35%
1% - 60%

0% - 32%
Target
16%
22.5%
2.5%
8%
8%
0%
4%
10%
17%
12%

16%
Range
6% - 26%
12% - 33%
0% - 23%
0% - 28%
0% - 28%
0% - 0%
0% - 24%
0% - 30%
0% - 35%
1% - 60%

0% - 33%
Minimum suggested investment timeframe Medium term (5 years)
Standard Risk Measure4 4 - Medium

Estimated number of negative annual returns over any 20-year period4 2 to less than 3

Who might invest in this option? This option may suit investors who can accept some years when returns are negative but who expect that, over the long term, returns will be well above inflation.


* Transition to Retirement
1. The investment objectives do not constitute a forecast or guarantee of future performance or the future rates of return of the investment option.
2. We may vary the asset allocation for an investment option from time to time. Each of the asset classes may include small cash balances for portfolio management purposes.
3. These currency exposure targets and ranges refer to the proportion of assets that are subject to foreign exchange rate movements. The actual currency exposure in place at a point in time depends on market conditions and the liquidity needs of the investment option. In addition, the Trustee may change the currency exposure targets or ranges from time to time.
4. For more information on the methodology used to determine risk measures and the estimated number of annual negative returns, refer to Standard Risk Measures in the How we invest your money Member Guide (for FutureSaver) or the Flexible Income PDS (for Flexible Income).
Got any questions?

Don't sit there wondering - our team members are here to help!