Get the right balance between risk and return

Being comfortable with your investment strategy is just as important as achieving your investment goals. It's about understanding your risk tolerance, and getting the right balance between risk and return.

Naturally, everyone wants the biggest and best returns. However, higher returns tend to involve investing in higher risk options. And that generally comes with higher levels of volatility.

Higher volatility means you may achieve some great long-term earnings, but you may also experience negative returns from time to time that result in dips or fluctuations in your earnings.