Investment performance

Half-Year Investment Update: ‘Investing beyond the volatility’
Half-Year Investment Update: ‘Investing beyond the volatility’

Andrew Howard
In our Half-Year Investment Update, our Chief Investment Officer Andrew Howard explains how, despite share volatility over the second half of last year, the Growth (MySuper) and Balanced options were positive in calendar year 2018. For most of us super is a long term investment and all VicSuper diversified options are outperforming their objectives over the longer term. By being focused on the long term and not reacting to short-term ‘noise’, VicSuper is well placed to deliver investment returns that are solid and well ahead of their investment objectives.

We understand that when markets fluctuate, it can help to talk to someone about your super. We’re here to help. Find out how you can easily chat to someone about your super at vicsuper.com.au/help-and-advice
Oscar Fabian image

In our Half-Year Investment Update, our Chief Investment Officer Andrew Howard explains how, despite share volatility over the second half of last year, the Growth (MySuper) and Balanced options were positive in calendar year 2018. For most of us super is a long term investment and all VicSuper diversified options are outperforming their objectives over the longer term. By being focused on the long term and not reacting to short-term ‘noise’, VicSuper is well placed to deliver investment returns that are solid and well ahead of their investment objectives.

We understand that when markets fluctuate, it can help to talk to someone about your super. We’re here to help. Find out how you can easily chat to someone about your super at vicsuper.com.au/help-and-advice
VicSuper Flexible Income with Transition to Retirement (TTR)

The information shown on this page has changed as investment earnings on Flexible Income accounts with a TTR feature are now subject to tax due to legislative changes effective 1 July 2017. Prior to this change, investment earnings for accounts with TTR feature were tax free and the same as our Flexible Income without TTR.

Investment performance

  • Pre 1 July 2017 performance is shown in the VicSuper Flexible Income without TTR section
  • Post 30 June 2017 performance is shown in the VicSuper FutureSaver & VicSuper Flexible Income with TTR section
The investment performance for periods that span 30 June 2017 for pre 1 July 2017 Flexible Income accounts with the TTR feature is not shown.

Unit prices

  • Pre 1 July 2017 prices are shown in the VicSuper Flexible Income without TTR section
  • Post 30 June 2017 prices are shown in the Flexible Income with TTR section
The Growth option is the MySuper option for VicSuper FutureSaver which is the default investment option for members who do not make an investment choice.
VicSuper Flexible Income with Transition to Retirement (TTR)

The information shown on this page has changed as investment earnings on Flexible Income accounts with a TTR feature are now subject to tax due to legislative changes effective 1 July 2017. Prior to this change, investment earnings for accounts with TTR feature were tax free and the same as our Flexible Income without TTR.

Investment performance

  • Pre 1 July 2017 performance is shown in the VicSuper Flexible Income without TTR section
  • Post 30 June 2017 performance is shown in the VicSuper FutureSaver & VicSuper Flexible Income with TTR section
The investment performance for periods that span 30 June 2017 for pre 1 July 2017 Flexible Income accounts with the TTR feature is not shown.

Unit prices

  • Pre 1 July 2017 prices are shown in the VicSuper Flexible Income without TTR section
  • Post 30 June 2017 prices are shown in the Flexible Income with TTR section
The Growth option is the MySuper option for VicSuper FutureSaver which is the default investment option for members who do not make an investment choice.

Investment returns

  Unit Price Financial year to Periods ending (% pa)
 
%
%		 1 year 3 years 5 years 10 years
Socially Conscious
The strategic asset allocation for the Socially Conscious option (renamed from the Equity Growth Sustainability option) changed on 1 February 2017 as a result of a restructure to the option. The investment objective for this option differs materially from that applicable prior to 1 February 2017 due to the change in strategic asset allocation (decreased exposure to growth assets and increased exposure to defensive assets). Therefore past returns relating to the period prior to 1 February 2017 have not been included in the calculation of investment returns above.

Equity Growth Sustainability
The Equity Growth Sustainability option was renamed the Socially Conscious investment option on 1 February 2017. Historical performance of this option (which was materially different in asset allocation prior to 1 February 2017) can be accessed via MembersOnline.

Australian Shares
This option was introduced on 4 February 2013 for VicSuper FutureSaver and 5 February 2013 for VicSuper Flexible Income.
Unit prices reflect the value of the assets or investments within each investment option. A new unit price is set each business day and published the following business day generally after 6pm for each investment option. To find out more see Unit prices (page 20) or how to change your investment option.

Note that unit prices are after investment tax (not applicable for VicSuper Flexible Income without TTR members) and investment costs but are not net of administration-related fees or insurance premiums (VicSuper FutureSaver members only).

Investment returns

  Unit Price Financial year to Periods ending (% pa)
 
%
%		 1 year 3 years 5 years 10 years
Socially Conscious
The strategic asset allocation for the Socially Conscious option (renamed from the Equity Growth Sustainability option) changed on 1 February 2017 as a result of a restructure to the option. The investment objective for this option differs materially from that applicable prior to 1 February 2017 due to the change in strategic asset allocation (decreased exposure to growth assets and increased exposure to defensive assets). Therefore past returns relating to the period prior to 1 February 2017 have not been included in the calculation of investment returns above.

Equity Growth Sustainability
The Equity Growth Sustainability option was renamed the Socially Conscious investment option on 1 February 2017. Historical performance of this option (which was materially different in asset allocation prior to 1 February 2017) can be accessed via MembersOnline.

Australian Shares
This option was introduced on 4 February 2013 for VicSuper FutureSaver and 5 February 2013 for VicSuper Flexible Income.
Unit prices reflect the value of the assets or investments within each investment option. A new unit price is set each business day and published the following business day generally after 6pm for each investment option. To find out more see Unit prices (page 20) or how to change your investment option.

Note that unit prices are after investment tax (not applicable for VicSuper Flexible Income without TTR members) and investment costs but are not net of administration-related fees or insurance premiums (VicSuper FutureSaver members only).

Unit prices

Date Cash Capital Secure Capital Stable Balanced Socially Conscious Growth (MySuper) Equity Growth Australian Shares
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Date Cash Capital Secure Capital Stable Balanced Socially Conscious Growth Equity Growth Australian Shares
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Date Cash Capital Secure Capital Stable Balanced Socially Conscious Growth Equity Growth Australian Shares
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Term deposit

Term Deposit Rates effective to

3 months 6 months 9 months 12 months

Interest rates are subject to change without notice. Term deposit applications received before 4pm (Melbourne time) on any business day will receive the interest rate effective the following business day.

Tax of 15% will be deducted from the interest paid on term deposits for VicSuper FutureSaver account and Flexible Income with TTR account.