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Challenging markets impact short-term returns

Markets have struggled over the past six months, hit by a perfect storm of rising inflation, interest rate hikes and on-going concerns about global economic growth. The war in the Ukraine affected energy prices around the world, and the effect of the Covid-19 pandemic continues to be felt by businesses everywhere – affecting supply chains and global trade.

Against this challenging economic backdrop returns were lower this year than in previous years, particularly when compared to the extraordinary returns we saw for the 12 months to 30 June 2021. Many investment markets struggled, but shares, and particularly international shares, performed poorly. We maintain a strongly diversified portfolio, and this helped offset some of the falls, but short-term returns from the portfolio as a whole were affected.

When confronted with short-term falls in returns from your super, it’s important to remember that super is a long-term investment and we invest with the aim of maximising your long-term savings. This means taking short-term risks into account, while implementing a longer-term strategy with the aim of delivering strong long-term performance and helping you retire with more. 

Top-10 performance1 – helping you retire with more 

More than 80% of our accumulation members are invested in our MySuper FutureSaver Growth investment option, which delivered strong positive performance this year – returning 8.2% for the 12 months to 31 March 2022.

Long-term performance is what is most important for our members’ super savings, so it’s good news that strong performance in the short and longer term means our MySuper FutureSaver – Growth option ranked in the top 10 for 3,5 and 10 years to 31 March 2022.2

You can feel confident that your super savings are working hard for you, helping you retire with more.

1 Source: Super Ratings Fund Crediting Rate Survey 31 March 2022 (SR50 Balanced [60-76] Index – approximately 48 options). VicSuper Future Saver Growth option delivered an annualized return over ten years to 31 March 2022 of 9.1% p.a. compared to the index median of 8.4% p.a. for the same period. Returns are net of investment fees, tax and implicit asset-based administration fees. Investment returns are not guaranteed. Past performance is not an indicator of future performance.

 

Find out how your investment option has performed

Our retirement strategies also delivered positive performance

If you are one of our members nearing or in retirement, we tailor options typically used at this stage of life to help safeguard your super savings by cushioning the impact of short-term market falls, while still allowing for some growth when markets rise.

Our retirement-focused investment options delivered positive returns in the 12 months to 31 March 2022, with the Flexible Income Growth option returning 7.8% for the 12 months to 31 March 2022.

You can feel confident you’re with a top-performing fund. Our Flexible Income Growth option has delivered top-10 performance over 5 and 10 years to 31 March 2022.3

Find out about how much you might need to retire, and how to start planning for your retirement. 

1 Source: SuperRatings Fund Crediting Rate Survey 31 December 2021 (SR Balanced (60-76) index - approximately 50 options). VicSuper FutureSaver – Growth (MySuper) Option ranked in the top 10 for 3, 5 and 10 year periods. Past performance is not a reliable indicator of future performance.

2 Source: SuperRatings Fund Crediting Rate Survey 31 December 2021 (SR Balanced (60-76) index - approximately 50 options). VicSuper FutureSaver – Growth (MySuper) Option ranked in the top 10 for 3, 5 and 10 year periods. Past performance is not a reliable indicator of future performance.

3 Source: SuperRatings Pension Fund Crediting Rate Survey, 31 December 2021. SRP50 Balanced (60-76) Index – approximately 49 options. VicSuper Flexible Income Growth option ranked in the top 10 for 3,5, and 10 year periods. Past performance is not a reliable indicator of future performance.