Why VicSuper?

  • How does VicSuper stack up?
    How does VicSuper stack up?

    With more than $2.8 trillion in Australians’ retirement savings invested,* it’s hardly surprising that superannuation is often in the news. So if you’ve ever found yourself wondering what you get as a VicSuper member, we’ve put together some information to show you what your VicSuper membership means for you, and how we’re helping you get more for your future.
    * ASFA, March 2019
    With more than $2.8 trillion in Australians’ retirement savings invested,* it’s hardly surprising that superannuation is often in the news. So if you’ve ever found yourself wondering what you get as a VicSuper member, we’ve put together some information to show you what your VicSuper membership means for you, and how we’re helping you get more for your future.
    * ASFA, March 2019

What you should know

Delivering value to our members

As a profit-to-member super fund, our members are at the centre of everything we do. With approximately 250,000 member accounts and around $23 billion in members’ retirement savings under management, we’re big enough to provide real value and service, but not so big that we lose sight of what matters most, doing the right thing by our members. Our size helps us negotiate competitive terms for services like insurance, and operate efficiently in order to keep our fees competitive.

What does it mean to be with a profit-to-member fund?

Being a profit-to-member fund means that our profits are placed in a reserve for our members’ benefit rather than paid out to shareholders. With this reserve we can create new products and services that aim to improve our members’ lives in their retirement, or we can look to reduce our costs. It’s just one of the ways we’re working for the benefit of our members. In fact, in 2019 Chant West awarded us Best Fund: Integrity – in recognition of our focus on doing the right thing by our members.*

Award-winning member service

Our philosophy is simple – our services are centred on guiding and coaching our members towards better outcomes. Our advice services on your super account (through salaried financial planners), our award-winning online coaching service, Beeline, and our convenient member app give you the tools you need to help you get better outcomes for your future, and all at no extra cost. It’s why we’ve been awarded Member Services Fund of the Year by Conexus Financial for three consecutive years (2017-2019), as well as Best Fund Member Services 2018 from Chant West, and Best Advice Offering 2018 from Conexus Financial.*

Competitive fees

Fees get a lot of air time, and rightly so. What matters is the growth in your super account after fees and costs. So it’s good to know that independent superannuation research and ratings company, SuperRatings, describes VicSuper as “one of the best value for money funds in Australia” and has awarded us its highest rating – the Platinum Performance rating – seven years running (2012-19).* Find out more.

Disciplined, long-term investment approach

We focus on delivering solid, long-term returns driven by a disciplined, responsible investment approach. As responsible investors, we carefully consider the environmental, social and governance performance of the companies we invest in. We’re a signatory to the Australian Asset Owner Stewardship Code and to the Principles of responsible Investment. It’s why we’ve been identified as a leader by the Responsible Investment Association of Australasia. (RIAA, Super Fund Responsible Investment Benchmark Report 2018)

What do the ratings agencies think?

We believe that our commitment to member value is best-in-class, and the ratings agencies seem to agree*

Chant West, Best Fund: Integrity 2019
Awarded in 2019 recognition of our efforts to do the right thing by our members.

SuperRatings Platinum rated
According to SuperRatings, VicSuper is one of the ”best value for money funds” in Australia. We've been rated Platinum every year since 2012. SuperRatings is an independent superannuation research and ratings company. The Platinum rating is SuperRating's highest rating.

Chant West 5 Apples (gold) rated
We've been rated 5 Apples (Chant West's top rating) every year since 2016. A 5 Apples rating means the fund is Highest Quality.

Conexus Financial Member Services Fund of the Year
We've been awarded best Member Services Fund of the Year by Conexus Financial three years in a row (in 2019, 2018 and 2017).

Check out our other awards.

What about insurance?

Insurance is a valuable part of your super account, and because of our scale we can negotiate better terms and premiums than you’re likely to find outside of super. We regularly review our services to members to find ways to lower costs and deliver value. In 2018, we undertook an extensive review of our insurance arrangements and were pleased to appoint MetLife as our insurer; a move that’s allowed us to provide our members with better, more competitive insurance. Find out more.
  • We're ready to help you make a difference to your future
    We're ready to help you make a difference to your future

    Starting with some of the simple things – because it’s the simple things you do with your super today, that could make a big difference to the retirement you can enjoy tomorrow.
    Starting with some of the simple things – because it’s the simple things you do with your super today, that could make a big difference to the retirement you can enjoy tomorrow.
  • Great service from a team that’s here for you
    Great service from a team that’s here for you

    We’re here for you – and we do it right here at VicSuper. So when you call us, you speak directly to us, (not a third party), when you use our super programs and services, they’ve been designed by us.
    We’re here for you – and we do it right here at VicSuper. So when you call us, you speak directly to us, (not a third party), when you use our super programs and services, they’ve been designed by us. Because you don’t get to be the Member Services Super Fund of the Year2 when you leave it all to someone else.
  • Advice and support at your disposal
    Advice and support at your disposal

    Some of the best value help and support that the industry has on offer is here, at your disposal – over the phone, online, or in person – it’s up to you. As a VicSuper member, you get guidance and personal advice on your super – usually at no extra cost. 
    Some of the best value help and support that the industry has on offer is here, at your disposal – over the phone, online, or in person – it’s up to you. As a VicSuper member, you get guidance and personal advice on your super – usually at no extra cost. You’d be hard-pressed to get better value advice from any other super fund.
  • Simple information and tools
    Simple information and tools

    We’ve got award-winning financial education programs and online tools that are designed to put you in the driver’s seat and help you take action. Programs like Beeline – our unique online coaching service – at no extra charge to you.
    We’ve got award-winning financial education programs and online tools that are designed to put you in the driver’s seat and help you take action. Programs like Beeline – our unique online coaching service – (at no extra charge to you). They’re all designed to give you the knowledge and the confidence to retire better.
  • A better future starts now
    A better future starts now

    We’re ready to help you make a difference to your future, starting with some of the simple things – because it’s the simple things you do with your super today, that could make a big difference to the retirement you can enjoy tomorrow. Are you ready to make a difference?
    We’re ready to help you make a difference to your future, starting with some of the simple things – because it’s the simple things you do with your super today, that could make a big difference to the retirement you can enjoy tomorrow. Are you ready to make a difference?
  • Join now
    Join now

    Joining is easy and only takes a few minutes. Make sure you have your Tax File Number (TFN) handy.
    Joining is easy and only takes a few minutes. Make sure you have your Tax File Number (TFN) handy.
  • Book an appointment
    Book an appointment

    We believe all our members are entitled to great quality advice.
    We believe all our members are entitled to great quality advice.
  • * SuperRatings and Chant West are independent ratings organisations. For details on their ratings, criteria and methodologies see superratings.com.au and chantwest.com.au. Conexus Financial is a specialist, independently owned Australian publishing and events company. Their products span the institutional and retail financial services sectors in Australia and around the world. The Conexus Financial Superannuation Awards are determined using proprietary methodologies. Awards are solely statements of opinion and do not represent recommendations to purchase, hold, or sell any securities or make any other investment decisions. Ratings are subject to change.
    * SuperRatings and Chant West are independent ratings organisations. For details on their ratings, criteria and methodologies see superratings.com.au and chantwest.com.au. Conexus Financial is a specialist, independently owned Australian publishing and events company. Their products span the institutional and retail financial services sectors in Australia and around the world. The Conexus Financial Superannuation Awards are determined using proprietary methodologies. Awards are solely statements of opinion and do not represent recommendations to purchase, hold, or sell any securities or make any other investment decisions. Ratings are subject to change.