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This option has no allocation to growth assets, with a very low risk of fluctuating returns.

Types of investors this is suitable for and minimum suggested investment timeframe:

  • Investors who have a very low tolerance for risk.

Asset classes (strategic allocation) 

Cash 100%

Investment return objective1 VicSuper FutureSaver and VicSuper Flexible Income with the Transition to Retirement Feature

To earn an investment return (after tax and investment expenses) that matches or exceeds the Bloomberg AusBond Bank Bill Index (after tax).


VicSuper Flexible Income without the Transition to Retirement Feature

To earn an investment return (after investment expenses) that matches or exceeds the Bloomberg AusBond Bank Bill Index.

Standard Risk Measure2

Risk band: 1

Risk label: Very low

Estimated number of negative annual returns over any 20-year period: Less than 0.5

 


1We will review and may change the investment objective of an investment option from time to time. Objectives and benchmarks are tools to monitor performance. They are not a forecast of future returns or a prediction of the earnings on your investment.
2The Standard Risk Measure is based on industry guidance to allow members to compare investment options that are expected to deliver a similar number of negative annual returns over any 20 year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. We assess the Standard Risk Measure for each of the investment options based on the option’s strategic asset allocation. Members should not rely exclusively on the Standard Risk Measure and should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s.

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