Calculators
Superannuation calculators
| Government co-contribution calculator - Work out the maximum Government co-contribution you could receive using this calculator. And work out the exact amount you need to contribute as a personal contribution to receive your maximum Government co-contribution. |
| The Superannuation projection calculator - Find out how much super you may have when you retire simply by entering information about your super contributions and income into the calculator. This calculator takes into account the rising cost of living and your investment earnings to give you an estimate of how much money you will have to retire on. |
| Salary sacrifice calculator - Calculate the benefits for a single financial year of salary sacrificing and/or making personal contributions (including the Government co-contribution). Simply enter your income details into the calculator and then try different contribution amounts to discover the potential benefits. |
| The Commutable Pension calculator - You may use this calculator to work out approximately how long your super will last in retirement paid as a VicSuper Commutable Pension. This is a useful tool if you are considering investing in a VicSuper Commutable Pension or if you are interested to know if you have enough super to last in retirement. |
Insurance cover premium calculators
VicSuper Scheme and VicSuper Beneficiary Account members under age 70 may be eligible to take up insurance cover through VicSuper.
To find out if you currently have insurance through VicSuper, please refer to your Benefit Statement, login to VicSuper MembersOnline or call our Member Centre on 1300 366 216.
VicSuper Scheme members
There are three types of insurance cover offered through VicSuper Scheme:
| Unit-based death and TPD insurance cover premium calculator - Unit-based insurance cover provides you with cover for death and disability (you may also select death only), and is designed to assist you and your family with financial security if you die or become disabled. Use the calculator to find out how much your premium may be. |
| Fixed death and TPD insurance cover premium calculator- Fixed insurance cover allows you to apply for a greater level of death and disability cover than unit-based insurance cover. Use the calculator to find out how much your premium may be. |
| Income protection cover premium calculator - Income protection cover is designed to provide you with replacement income if injury or illness, causing total or partial temporary disability, impacts on your earning capacity. Use the calculator to find out how much your premium may be. |
VicSuper Beneficiary Account members
There are three types of insurance cover offered through VicSuper Beneficiary Account:
| Unit-based death and TPD insurance cover premium calculator - Unit-based insurance cover provides you with cover for death and disability (you may also select death only), and is designed to assist you and your family with financial security if you die or become disabled. Your premium remains the same and your level of cover decreases on a sliding scale as you get older once you've reached age 42. |
| Fixed death and TPD insurance cover premium calculator - Fixed insurance cover allows you to apply for a greater level of death and disability cover than unit-based insurance cover. You apply for a dollar amount of cover, rather than units. Your level of cover remains the same while your premiums increase as you get older. |
| Income protection cover premium calculator - Income protection cover is designed to provide you with replacement income if injury or illness, causing total or partial temporary disability, impacts on your earning capacity. |
If you're unsure of your benefit plan, please refer to your Benefit Statement or call our Member Centre on 1300 366 216 for assistance. If you are not currently a VicSuper Fund member, read a summary of our Benefit plans to find out which may be applicable to your situation.
