Balanced Option

This option has a 60% allocation to growth assets (eg equities) and a moderate to high risk of fluctuating returns. Over the long term, returns are expected to be moderate to high.

Risk & return

How are your savings invested?

60% of your savings is invested in growth assets (eg equities). The remaining 40% is invested in income assets (eg cash).

Investment objective

VicSuper Scheme and VicSuper Beneficiary Account

To earn an investment return of 3.5% per annum (after tax) above the rate of inflation over rolling 10-year periods.

VicSuper Pensions

To earn an investment return of 4.4% per annum above the rate of inflation over rolling 10-year periods.

Likelihood of fluctuations in annual investment returns

This option has a moderate to high probability of experiencing fluctuations in investment returns in any one year.

Note: The higher the likelihood of fluctuations in annual investment returns, the greater the likelihood of negative returns.

Strategic asset allocation at 1 January 2012

The investment objective is based on advice from Frontier Investment Consulting Pty Ltd and is subject to review. Frontier Investment Consulting Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.