Description

This option has a 60% allocation to growth assets with allowance for dynamic asset allocation ranges between 45% and 75%. There risk of fluctuating returns is medium.

Type of investors this is suitable for and minimum
suggested investment timeframe

Investors who have a medium tolerance for risk and/or have a five-year plus investment timeframe.

Asset classes (strategic allocation)

• 52.5% equities
• 5% cash
• 27.5% fixed interest
• 15% real assets (real assets is classified as 50% growth and 50% defensive)

 View the breakdown of asset classes (38KB)

• Dynamic asset allocation

• 37.5-67.5% equities
• 0-20% cash
• 12.5-42.5% fixed interest
• 0-30% real assets

Investment return objective

VicSuper Scheme and VicSuper Beneficiary Account
To earn an investment return of 3.5% per annum (after tax) above the rate of inflation over rolling 10-year periods.

VicSuper Pensions
To earn an investment return of 4.4% per annum above the rate of inflation over rolling 10-year periods.

Standard Risk Measure

Risk Band: 4
Risk label: Medium
Estimated number of negative annual returns over any
20 year period: 2 to less than 3