Cash Option
This option has no exposure to growth assets (equities), which minimises the risk of fluctuating returns. Over the long-term, returns are expected to be low.
Risk & return
How are your savings invested?
100% of your savings are invested in bank bills and short-term deposits with banks and other financial institutions.
Investment objective
VicSuper Scheme and VicSuper Beneficiary Account
To earn an investment return of 1% per annum (after tax) above the rate of inflation over rolling 10-year periods.
VicSuper Pensions
To earn an investment return of 1.2% above the rate of inflation over rolling 10-year periods.
Likelihood of fluctuations in annual investment returns
This option has a low probability of experiencing fluctuations in investment returns in any one year.
Note: The higher the likelihood of fluctuations in annual investment returns, the greater the likelihood of negative returns.
Strategic asset allocation at 1 July 2010
The investment objective is based on advice from Frontier Investment Consulting Pty Ltd and is subject to review. Frontier Investment Consulting Pty Ltd has consented to this information being included on this website. It is important to note that this information is predictive in character, may be affected by inaccurate assumptions or by known or unknown risks and uncertainties, and may differ materially from results ultimately achieved.