Seven options
You can choose one or a mix of the following seven investment options:
VicSuper's seven investment options
Understanding risk and return
Risk and return are related. To achieve higher long-term returns, a higher allocation to growth assets such as equities is generally required. This also presents a greater likelihood, or risk, of negative returns in any single financial year.
For example, the Equity Growth option, allocated 100% to equities, is expected to provide higher long-term returns than the Capital Stable option, which has a 40% equities allocation. The risk of negative returns in the short term is also higher.
The effect which time has on risk and return should also be considered. Over a long investment period of 10 or 20 years or more, periods of negative returns every now and then are unlikely to have a big impact on account balance growth.