Investment policy
To help save for and meet your income needs in later life, VicSuper's investment policy is to:
- offer seven investment options that cover the varying levels of risk and expected return that people seek for their retirement savings
- set rolling 10-year return objectives for each option
- invest each option according to a strategic asset allocation
- use a primarily passive ('buy and hold') investment management approach, and
- invest for the long term by integrating environmental, social and governance factors into all decisions.
VicSuper's investments are diversified across many asset classes, regions and financial markets. The exposure to any one company or other investment security is therefore minimal. Investment costs also tend to be low, as trading is kept to low levels. Furthermore, VicSuper has never invested in hedge funds or mortgage backed securities. We also don't borrow money to invest, or take other inappropriate risks with your super savings.
In this section, we explain VicSuper's investment policy in detail.