Sort your super account in 5 easy steps

If you’re a new member or you haven’t had a chance to sort out your account yet, here are five things to consider doing first.

1. Register for online account management

You can manage most aspects of your VicSuper account online.

  • Check your account balance
  • View your transaction history for the last two years
  • View your benefit statements
  • Check and update your contact and membership details
  • View and change your investment options
  • Check your insurance cover
  • Obtain BPAY details so you can make after-tax contributions into your account.

Register now. It’s quick and easy.

Prefer email over post?

Over 40% of our members choose to receive their VicSuper mail via email.

If you’d like to join them, just change your contact preferences once you login into your account.

2. Choose an investment option

Your super is your money, so it’s important that it’s invested the way you want.

VicSuper has nine investment options to choose from.

If you don’t choose an investment option when you join, your super is invested automatically in the Growth (My Super) Option.

Read more about choosing and changing investment options.

3. Consolidate your other super

If you have multiple super funds it’s possible you’re paying multiple sets of fees.

Consolidating your super and rolling it all into one low-cost account could save you on fees and paperwork. That could mean more money in your account, and less time spent trying to keep track of your super.

Find out more about consolidating your super.

4. Review your insurance

Members who join through their employer receive automatic insurance cover for Death, Total & Permanent Disability and Income Protection.

Other VicSuper FutureSaver members may be eligible to apply for insurance cover up to the age of 70.

Find out more about insurance cover.

Or login to your account to check your current level of insurance cover.

5. Nominate a beneficiary

Nominating a beneficiary lets you choose who you would like to receive your super benefit when you die.

There are two ways to nominate a beneficiary:

  1. A non-binding nomination  allows you to nominate who you would prefer to receive your benefit. We use that as a guide when working out who you super is paid to.

    You can nominate non-binding beneficiaries by logging in to your account.
  2. A Binding nomination Binding death benefit nomination A binding death benefit nomination enables you to decide who will receive your death benefit (provided they are a dependent or legal personal representative). The Trustee read more lets you decide who will receive your benefit (provided they are a dependant or legal representative).

If you don’t nominate a beneficiary, trustee discretion applies.