Combining your super

If you’ve had a couple of jobs it’s likely that like millions of other Australians you have accounts with more than one super fund.

Combining your super could mean having more money in your account to build your long term savings.

Figures revealed by the Australian Tax Office (ATO) show that Australians pay $532 a year on average in fees and charges for a low cost account.*

Remember, your super is your money – you’ve earned it. Don’t let it go to waste!

What are the benefits?

  • Save time. Keeping your super together means you only have one account to keep track of.
  • Take control of your investment. Having your super in one place makes it easier to manage your investment strategy. 
  • You could save costs by paying one set of fees. If you have more than one super fund, you’re probably paying multiple sets of fees. Transferring your other super into your VicSuper account means you will pay just one set of fees which could mean more in your account over the long term.

Combine your super – it's easy!

Icon for online Online

Complete your rollover online and be guided through the process. Alternatively, if you know your member number you can do it inside VicSuper MembersOnline, select 'Build my super' and then 'Transfer my super'.

Icon for downloadDownload the form

Complete a Rollover your super to VicSuper  form. You’ll need a form for each account you want to transfer into your VicSuper account. 

Once you send your forms to us, we’ll do the rest.

Things to consider

VicSuper does not charge entry or exit fees, but some funds do.

Before you rollover your other super, you should check the implications on fees and tax, and any benefits (eg insurance) you may have with your other super funds.

Need help?

Our financial planners are happy to help over the phone or in person. Request an appointment or call us on 1300 366 216. There is no obligation.

* Money Management, Multiple accounts gouging super fees, 3 February 2015.

^ ATO research and statistics, Lost super data by postcode, 31 December 2014.